Finally, interest rates are falling again, thanks to the Reserve Bank unexpectedly cutting the OCR. But will they keep falling? Should you fix your mortgage for a year and hope for lower rates in 12 months, or fix at a lower rate for two years?

Refinancing your mortgage can be a very smart financial move. The timing, however, is crucial (and can be costly!)…

You can leverage the value you’ve built in your property to achieve other goals - like renovating your home, consolidating debts, or investing in other opportunities…