That is the question! We explore break fees, and how to calculate the costs and benefits of breaking your fixed term early…

What NZ economists predicted about the housing market + interest rates, and what we can learn…

We’re about to get a (little) bit of extra income through tax cuts. What would happen if you put it straight into your mortgage, or KiwiSaver?

Refinancing your mortgage can be a very smart financial move. The timing, however, is crucial (and can be costly!)…

Why a broker’s your best bet when it comes to locking down a mortgage…

If you’ve always had a joint income, can you afford a mortgage on your own?

Improving your credit score is a crucial step in preparing for a mortgage. But how?

We’re at a critical time in the interest rate cycle. Understand what this means for your financial future, so you can take the right action…

How lenders determine how much you can borrow, and what you can do to maximise your borrowing power…

Choosing between fixed and variable interest rates is a key decision in the home-buying process. Let’s discuss the advantages and disadvantages of both options…

You can leverage the value you’ve built in your property to achieve other goals - like renovating your home, consolidating debts, or investing in other opportunities…

Not everyone qualifies for main bank lending, but that doesn't mean the end of your homeownership dreams…

Your credit score tells a lender whether you are a high-risk borrower or a low-risk borrower…

Small changes can save you REAL big on your mortgage (and get your mortgage-free faster)…